Terms of Service

1. Acceptance of Terms

By accessing and browsing the website safinspa.org (the "Site"), you accept and agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please discontinue use of the Site. These terms may be updated periodically, and continued use of the Site constitutes acceptance of any revised version.

2. Informational Nature of the Site

This website is intended solely as an informational resource. The content provided herein describes the general nature of the financial services offered by SAFIN S.P.A. and does not constitute:

• A binding offer to provide any specific service
• Financial, investment, or tax advice
• A loan application or pre-approval
• A guarantee of service availability in any particular case

All services are subject to eligibility assessment, regulatory requirements, and the execution of a formal written agreement. Specific terms, including interest rates, fees, and repayment schedules, are determined on a case-by-case basis and documented in the relevant contract.

3. Use of the Website

You agree to use this website in a lawful and respectful manner. You shall not:

• Attempt to gain unauthorized access to any part of the Site or its systems
• Submit false, misleading, or fraudulent information through any form or communication channel
• Use automated tools to extract content in a manner that places undue load on our servers
• Reproduce, redistribute, or republish content from this Site without prior written permission

4. Intellectual Property

All content on this website, including text, graphics, logos, images, and design elements, is the property of SAFIN S.P.A. or its licensors and is protected by applicable intellectual property laws. You may view and print pages from this Site for personal, non-commercial use. Any other use requires prior written authorization.

5. Linked Websites

This website may contain links to external websites that are not operated or controlled by SAFIN S.P.A. We are not responsible for the content, accuracy, or privacy practices of such external sites. The inclusion of a link does not imply endorsement or recommendation.

6. Disclaimer of Warranties

The information on this website is provided "as is" without warranties of any kind, either express or implied. While we strive to keep the content accurate and current, we do not guarantee that the information is complete, up-to-date, or applicable to your specific circumstances. Reliance on any information provided on this Site is at your own risk.

7. Limitation of Liability

To the fullest extent permitted by law, SAFIN S.P.A. shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use this website, including but not limited to loss of data, loss of profits, or business interruption, even if advised of the possibility of such damages.

8. Service-Specific Terms

When a client enters into a loan agreement with SAFIN S.P.A., the specific terms and conditions of that agreement are governed by the executed contract, which takes precedence over any general information presented on this website. Each contract includes details regarding:

• Loan amount, interest rate, and total cost of credit
• Repayment schedule and duration
• Conditions for asset custody (for pledge loans)
• Default and recovery procedures
• Applicable dispute resolution mechanisms

9. Governing Law

These Terms of Service and any disputes arising from the use of this website are governed by Italian law. The courts of Santa Maria Capua Vetere (CE) shall have jurisdiction over any disputes, unless otherwise mandated by mandatory consumer protection provisions.

10. Contact

For questions regarding these Terms of Service, please contact us: